Fast · Friendly · Confidential
West Coast Cash – Taft
814 Center St. Suite A
Taft, CA 93268
Direct: (661) 765-7177
Fax: (661) 765-1137
- Mon – Fri9:00 a.m. – 7:00 p.m.
- Saturday9:00 a.m. – 5:00 p.m.
- SundayClosed
Hours may change on holidays — please call the branch to confirm.
Apply Now Call (661) 765-7177 Get Directions
Approval is not guaranteed. No hard credit check for in-branch payday advances.
In West Kern oil country, a visit to West Coast Cash can bring several everyday money tasks together. If you are looking for payday loans in Taft, CA, start by understanding the advance amount, the fee and what repayment will require. The Taft branch also handles check cashing, money transfers and other counter services.
You might need to turn a payroll check into cash, purchase a money order or ask about a short-term advance before your next payday. Choose the transaction that fits your situation, then ask about its requirements and cost. This page explains the available services so you can prepare for a visit with specific questions.
Services at West Coast Cash Taft
Explore the Taft counter services below to decide which questions and documents belong on your visit checklist.
Payday Advance
A California payday advance can provide up to $255, with cash at the counter the same visit if approved. Approval isn't guaranteed, so review the repayment obligation before counting on an advance.
Apply online ›Check Cashing
For check cashing in Taft, accepted types include payroll, personal, government, insurance drafts, cashier's and out-of-state checks. Rates are posted at the branch, with the same rate regardless of check size.
Learn more ›Western Union
The Taft location offers Western Union money transfers when sending or receiving money is your priority. Receiving money carries no extra fee.
Learn more ›Money Orders
Money orders are free with a check cashing or payday advance transaction. Ask about combining these services if you need a money order during your Taft visit.
Learn more ›Prepaid Visa Cards
GreenDot prepaid Visa cards are among the services available through West Coast Cash. Ask the branch about the card before deciding whether it fits the task you have in mind.
Learn more ›Bill Payment
Bring your bill payment questions to the Taft counter, where bill payment and Western Union Quick Collect are available. Check the details of your intended payment with the branch before proceeding.
Learn more ›Stamps, Fax & ATM
You can also ask about fax service, the ATM and postage stamps sold at cost. Include those errands when planning what you want to handle at the branch.
Learn more ›Get cash in Taft in 3 steps
- 1
Choose a walk-in visit or the short secure online request at /apply/. For a branch advance, bring valid photo ID, your checkbook and a recent pay stub; a phone bill is helpful too.
- 2
Allow time for a review in minutes and ask about the amount, fee and repayment date. In-branch qualification requires an open checking account, verifiable income and a verifiable phone number.
- 3
After branch approval, receive cash at the counter during that visit. Online requests go to lenders in a third-party network; if approved, funds can arrive as soon as the next business day.
Payday advance calculator – Taft, CA
| Cash to you | Fee | Your check |
|---|---|---|
| $50.00 | $8.82 | $58.82 |
| $100.00 | $17.65 | $117.65 |
| $150.00 | $26.47 | $176.47 |
| $200.00 | $35.30 | $235.30 |
| $255.00 | $45.00 | $300.00 |
Estimate only. California law allows a fee of up to 15% of the check (max $300 check, $255 cash), a term of up to 31 days and one advance at a time. Your exact fee and APR are in the written agreement. Approval is not guaranteed.
For a Taft advance of $150, the fee table lists a $26.47 fee. Add that charge to the cash amount when considering the repayment commitment, and use the calculator as an illustration.
Fees & rates at West Coast Cash Taft
| Payroll checks | 1.9% |
| Government checks | 1.9% |
| Personal checks | 5.9% |
| Money orders | 4.9% |
| Insurance drafts | 4.9% |
| Cashier’s checks | 4.9% |
| Plus 99¢ per transaction | |
| Money orders (up to $1,000) | $1.00 each |
| Money orders with a check cashing or payday advance transaction | 2 free |
| ATM (up to $300) | $3.00 |
| Fax | $2.00 per page |
| Stamps | At cost |
| Western Union – receive money | No fee |
| Western Union – send money | Varies by amount and destination |
Published West Coast Cash fee schedule. The current rates are posted at the branch — please confirm before your transaction.
A practical money-service stop in West Kern
A useful visit begins with a clear purpose: cash a check, arrange a transfer, pay a bill or discuss a payday advance. West Coast Cash brings these services to Taft under its 'Your Money Solution' brand. Its service approach is described as fast, friendly and confidential, with no membership or sign up fees.
Having several counter services to ask about can help you organize your errands. That does not make every transaction the right choice for every person. Explain what you need to accomplish and review the relevant terms before making your decision.
- Separate a check cashing question from a borrowing question so you understand the cost of each.
- Ask whether your check cashing or payday advance transaction includes the free money order you need.
- Use the service overview to prepare a short list of topics for the counter.
Understand the California check and advance limits
A branch payday advance is a deferred deposit transaction governed by California's Deferred Deposit Transaction Law. You provide a personal check that is held until your next payday. West Coast Cash holds a state license issued by the California Department of Business Oversight, now the Department of Financial Protection and Innovation.
- The personal check cannot exceed $300, and the fee can be up to 15% of that check.
- At the maximum, you receive $255 and pay a $45 fee.
- The permitted term is up to 31 days, with only one advance at a time.
- A lender cannot charge for an extension or rollover; a returned check can carry a one-time fee of up to $15.
In-branch decisions depend mainly on income and ability to repay, with no hard credit check. For a license lookup or a complaint, consult the California DFPI.
Planning a Taft visit from neighboring communities
Taft Heights, Ford City, Maricopa, Fellows and Derby Acres are nearby communities listed for the Taft branch. If you are comparing 'loans near me' from one of these areas, identify the service you need before choosing where to go. A check cashing errand and an advance request involve different questions.
The listed schedule is Monday through Friday, 9:00 a.m. to 7:00 p.m., and Saturday, 9:00 a.m. to 5:00 p.m., with Sunday closed; call the branch to confirm hours. For a broader view of West Coast Cash locations, review the branch directory before setting out.
West Coast Cash – Taft · 814 Center St. Suite A, Taft, CA 93268 · (661) 765-7177 · Get Directions
Put the repayment amount ahead of the cash amount
For a cash advance in Taft, the amount you receive is only part of the decision. A $100 advance involves a $117.65 check and a $17.65 fee. Over 14 days, that example has an APR of 460.16%; the APR rises when the term is shorter.
Before borrowing, consider whether an expense can wait and what will remain from your next income after repayment. These are planning questions, rather than promises that another arrangement is available. Borrowing deserves another look if you cannot identify how the check will be covered.
- Write down the cash received and the fee separately, then consider them together.
- Ask yourself whether cashing an existing check would meet the need without taking an advance.
- If using the online route, remember that checking options does not affect your credit score, but lenders may verify information and check credit.
Need cash in Taft before payday?
Visit 814 Center St. Suite A or send a short request online.
Questions about West Coast Cash Taft
What should I gather before asking about a payday loan in Taft, CA?
Bring valid photo ID and a checkbook for the personal check, along with a recent pay stub; a phone bill can also help. You need an open checking account, verifiable income and a verifiable phone number for an in-branch advance.
Does a Taft cash advance involve a hard credit check or promised approval?
Branch lending decisions rely mainly on income and ability to repay and use no hard credit check, but approval isn't guaranteed. The online request follows a separate route through a third-party lender network, whose lenders may verify details and check credit.
When can I visit West Coast Cash in Taft?
Listed Taft hours are 9:00 a.m.–7:00 p.m. Monday–Friday and 9:00 a.m.–5:00 p.m. Saturday, with the branch closed Sunday. Call the branch to confirm hours before your trip.
What is the largest in-branch payday advance I can request in Taft?
The maximum cash advance is $255, associated with a $45 fee and a $300 personal check. A request for that amount remains subject to a lending decision.
Can I take another Taft advance while the first is still outstanding?
California allows only one payday advance at a time. An extension or rollover cannot carry a lender charge, so do not plan on a paid rollover as your repayment strategy.
Can check cashing in Taft include a free money order?
A money order is free when paired with a check cashing transaction or a payday advance transaction. Check cashing rates themselves are displayed at the branch, so review the posted rate for that service.
Other West Coast Cash branches
California Ave, Bakersfield
3631 California Ave. Suite D
Bakersfield, CA 93309
(661) 633-2274
White Lane, SW Bakersfield
7800 White Lane Suite A
Bakersfield, CA 93309
(661) 837-2274
Oswell St, East Bakersfield
2660 Oswell St. Suite 115
Bakersfield, CA 93305
(661) 872-9955
Olive Drive, Oildale
1450 Olive Dr. Suite A
Bakersfield, CA 93308
(661) 410-2274
Tehachapi
821 Tucker Rd. Suite F
Tehachapi, CA 93561
(661) 823-2555
Porterville
600 North Prospect St. Suite M
Porterville, CA 93257
(559) 791-2141
Visalia
2016 S. Mooney Blvd. Suite L-8
Visalia, CA 93277
(559) 635-6622
Important information. West Coast Cash is licensed by the California Department of Financial Protection and Innovation (formerly the Department of Business Oversight) under the California Deferred Deposit Transaction Law. In-branch payday advances: maximum check $300, fee up to 15% of the check, term up to 31 days, one advance at a time. Online requests submitted through our Apply Now form are reviewed by lenders in a third-party network; submitting a request does not guarantee approval, and lenders may verify your information and check your credit. Payday advances are expensive short-term credit meant for short-term needs, not long-term financial solutions. Questions or complaints: dfpi.ca.gov.