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West Coast Cash – Visalia
2016 S. Mooney Blvd. Suite L-8
Visalia, CA 93277
Direct: (559) 635-6622
Fax: (559) 635-6621
- Mon – Fri9:00 a.m. – 7:00 p.m.
- Saturday9:00 a.m. – 5:00 p.m.
- SundayClosed
Hours may change on holidays — please call the branch to confirm.
Apply Now Call (559) 635-6622 Get Directions
Approval is not guaranteed. No hard credit check for in-branch payday advances.
A visit to Mooney Boulevard can involve more than shopping. West Coast Cash in Visalia offers payday advances, check cashing, money transfers, and other everyday financial services along the city’s main shopping corridor. Before adding a cash advance in Visalia to your plans, compare the cash you would receive with its fee and the repayment obligation that follows.
Customers searching for payday loans in Visalia, CA, can review the branch process here before making a trip. A payday advance is one service among several: you might instead need to cash a check, obtain a money order, or ask about bill payment. Knowing which transaction you want helps you prepare the relevant questions before visiting the South Mooney Boulevard branch.
Services at West Coast Cash Visalia
Compare the Visalia branch services below and decide which costs and requirements you want explained before your Mooney Boulevard visit.
Payday Advance
Visalia offers payday advances of up to $255 under California’s deferred deposit rules. If approved, you can receive cash at the counter the same visit, but approval is not guaranteed.
Apply online ›Check Cashing
For check cashing in Visalia, accepted types include payroll, personal, government, insurance drafts, cashier’s checks, and out-of-state checks. The rate is the same regardless of check size, and rates are posted at the branch.
Learn more ›Western Union
Sending or receiving money through Western Union is available at this branch. Receiving money has no extra fee, a useful detail when comparing the transactions you need.
Learn more ›Money Orders
A money order comes free with a check cashing or payday advance transaction. Include that detail when reviewing the cost of your planned visit.
Learn more ›Prepaid Visa Cards
You can ask the Visalia branch about GreenDot prepaid Visa cards. Treat the card service as a separate topic when comparing it with a payday advance or check cashing transaction.
Learn more ›Bill Payment
Bill payment services include Western Union Quick Collect. Discuss your payment needs at the branch so you can understand the service before using it.
Learn more ›Stamps, Fax & ATM
The Mooney Boulevard location also offers fax service, an ATM, and postage stamps sold at cost. Ask about these services if they are part of the visit you are planning.
Learn more ›Get cash in Visalia in 3 steps
- 1
Start with a walk-in visit or the secure online request at /apply/. For a branch advance, bring valid photo ID, a checkbook, and a recent pay stub; having a phone bill is also helpful.
- 2
Review can take minutes; use that stage to examine the amount, fee, and repayment date. Online requests are considered by lenders in a third-party network, while branch decisions focus mainly on income and ability to repay.
- 3
After branch approval, cash can be provided at the counter during that visit. An approved online request can fund as soon as the next business day, and neither route guarantees approval.
Payday advance calculator – Visalia, CA
| Cash to you | Fee | Your check |
|---|---|---|
| $50.00 | $8.82 | $58.82 |
| $100.00 | $17.65 | $117.65 |
| $150.00 | $26.47 | $176.47 |
| $200.00 | $35.30 | $235.30 |
| $255.00 | $45.00 | $300.00 |
Estimate only. California law allows a fee of up to 15% of the check (max $300 check, $255 cash), a term of up to 31 days and one advance at a time. Your exact fee and APR are in the written agreement. Approval is not guaranteed.
A $255 advance for a Visalia customer carries a listed $45.00 fee. Consider that dollar cost alongside the repayment date before choosing an amount.
Fees & rates at West Coast Cash Visalia
| Payroll checks | 1.9% |
| Government checks | 1.9% |
| Personal checks | 5.9% |
| Money orders | 4.9% |
| Insurance drafts | 4.9% |
| Cashier’s checks | 4.9% |
| Plus 99¢ per transaction | |
| Money orders (up to $1,000) | $1.00 each |
| Money orders with a check cashing or payday advance transaction | 2 free |
| ATM (up to $300) | $3.00 |
| Fax | $2.00 per page |
| Stamps | At cost |
| Western Union – receive money | No fee |
| Western Union – send money | Varies by amount and destination |
Published West Coast Cash fee schedule. The current rates are posted at the branch — please confirm before your transaction.
Compare your needs before stopping on Mooney Boulevard
West Coast Cash is a neighborhood financial service center with the slogan “Your Money Solution.” At the Visalia branch, the range of services lets you begin with the transaction itself: are you bringing a check, arranging a transfer, or considering an advance against your next payday? The answer determines which details deserve your attention.
- For a check, review the posted check cashing rate before proceeding.
- For a transfer, ask about Western Union and remember that receiving money has no extra fee.
- For an advance, compare the fee, cash received, and repayment timing together.
- For a money order, ask how the free service applies with check cashing or a payday advance.
There are no membership or sign up fees at West Coast Cash. Individual service costs still matter, so use the services information to prepare specific questions. Planning a shopping-corridor stop is also an opportunity to decide whether borrowing belongs in your plans at all.
What California law means for your Visalia request
Under California’s Deferred Deposit Transaction Law, the branch holds your personal check until your next payday. The check cannot exceed $300, and the permitted fee is up to 15% of that check. At the maximum, a $45 fee leaves $255 in cash for the customer; repayment terms can extend up to 31 days.
- Only a single payday advance may be outstanding at a time.
- Charging a fee to renew, extend, or roll over the transaction is prohibited.
- If the check is returned, the allowed returned-check charge is up to $15 once.
To request an in-branch advance, you must have an open checking account, verifiable income, and a verifiable phone number. Bring valid photo identification; a recent pay stub and phone bill help with preparation. Income and ability to repay are the main lending considerations, with no hard credit check. For state licensing information or complaints, visit the Department of Financial Protection and Innovation, formerly the Department of Business Oversight that issued the CDDTL license.
Visalia, Tulare, Farmersville, Exeter, and Goshen
This Tulare County branch is on South Mooney Boulevard, Visalia’s main shopping corridor. For customers considering a trip from Tulare, Farmersville, Exeter, or Goshen, the branch details provide a starting point for planning. The branch directory lets you review West Coast Cash locations before selecting a destination.
Call the Visalia branch to confirm hours before combining a financial-service stop with other plans. If you prefer to review an online request first, understand the different process: lenders in a third-party network review those requests, may verify information, and may check credit. Checking your online options does not affect your credit score; a submitted request still does not assure approval.
West Coast Cash – Visalia · 2016 S. Mooney Blvd. Suite L-8, Visalia, CA 93277 · (559) 635-6622 · Get Directions
Put the fee beside your spending and repayment plans
Looking at the cash amount alone leaves out part of the decision. A $100 advance has a $17.65 fee and requires a $117.65 personal check. For a 14-day term, the APR in that example is 460.16%; shortening the term raises the APR. Dollar fees and annualized rates describe different aspects of the same borrowing cost.
Before accepting an advance on a Mooney Boulevard visit, consider what repayment would leave for your other expenses. You can also ask yourself whether another course would avoid borrowing:
- Could you wait to make the purchase until after payday?
- Would changing the planned expense reduce the cash gap?
- Could you leave the purchase out of this trip altogether?
These questions do not assume that an alternative is available for your situation. They give you a way to compare the decision before committing. Check cashing has its own posted rates, so distinguish those costs from advance fees when reviewing more than one service.
Need cash in Visalia before payday?
Visit 2016 S. Mooney Blvd. Suite L-8 or send a short request online.
Questions about West Coast Cash Visalia
Do I need a checking account, and what should I bring to Visalia?
An open checking account, verifiable phone number, and verifiable income are required for a branch payday advance. Bring valid photo ID and your checkbook, with a recent pay stub and phone bill helpful for the visit.
What should Visalia applicants understand about credit review and approval?
The branch uses no hard credit check and bases decisions mainly on income and ability to repay. Third-party network lenders reviewing online requests may check credit and verify information, although checking options does not affect your credit score; approval is not guaranteed.
What hours should I plan around for the Mooney Boulevard branch?
The listed weekday hours run from 9:00 a.m. to 7:00 p.m.; Saturday hours run from 9:00 a.m. to 5:00 p.m., and Sunday is closed. Call the branch to confirm hours before arranging your Visalia stop.
How much cash can a California advance provide in Visalia?
An approved advance can provide up to $255 cash. At that limit, the $45 fee brings your personal check to the $300 maximum.
May I request another advance before my current one is repaid?
You can have only one payday advance at a time under California’s rules. A lender also cannot collect an additional charge to extend or roll over your advance.
Which checks can I bring for check cashing in Visalia?
Accepted categories are payroll, personal, government, insurance drafts, cashier’s checks, and out-of-state checks. Review the rates posted at the branch; the rate stays the same regardless of check size.
Other West Coast Cash branches
California Ave, Bakersfield
3631 California Ave. Suite D
Bakersfield, CA 93309
(661) 633-2274
White Lane, SW Bakersfield
7800 White Lane Suite A
Bakersfield, CA 93309
(661) 837-2274
Oswell St, East Bakersfield
2660 Oswell St. Suite 115
Bakersfield, CA 93305
(661) 872-9955
Olive Drive, Oildale
1450 Olive Dr. Suite A
Bakersfield, CA 93308
(661) 410-2274
Taft
814 Center St. Suite A
Taft, CA 93268
(661) 765-7177
Tehachapi
821 Tucker Rd. Suite F
Tehachapi, CA 93561
(661) 823-2555
Porterville
600 North Prospect St. Suite M
Porterville, CA 93257
(559) 791-2141
Important information. West Coast Cash is licensed by the California Department of Financial Protection and Innovation (formerly the Department of Business Oversight) under the California Deferred Deposit Transaction Law. In-branch payday advances: maximum check $300, fee up to 15% of the check, term up to 31 days, one advance at a time. Online requests submitted through our Apply Now form are reviewed by lenders in a third-party network; submitting a request does not guarantee approval, and lenders may verify your information and check your credit. Payday advances are expensive short-term credit meant for short-term needs, not long-term financial solutions. Questions or complaints: dfpi.ca.gov.