Fast · Friendly · Confidential
West Coast Cash – Tehachapi
821 Tucker Rd. Suite F
Tehachapi, CA 93561
Direct: (661) 823-2555
Fax: (661) 823-2551
- Mon – Fri9:00 a.m. – 7:00 p.m.
- Saturday9:00 a.m. – 5:00 p.m.
- SundayClosed
Hours may change on holidays — please call the branch to confirm.
Apply Now Call (661) 823-2555 Get Directions
Approval is not guaranteed. No hard credit check for in-branch payday advances.
Preparing before you leave home can make a Tehachapi Valley money-service visit easier to understand. West Coast Cash offers check cashing, transfers, bill payment and payday advances in Tehachapi. For anyone researching payday loans in Tehachapi, CA, the first questions are how the transaction works, what to bring and how it will be repaid.
Start with the reason for your visit rather than an assumed borrowing amount. An existing check may be what you need to cash; a bill may call for a payment service. If a payday advance is the option you want to discuss, review its requirements and costs alongside your next payday.
Services at West Coast Cash Tehachapi
Build your Tehachapi visit around the service that matches your immediate task, using these notes as a starting point.
Payday Advance
In Tehachapi, a payday advance under California law offers up to $255 and, following approval, cash at the counter the same visit. Approval isn't guaranteed; consider the fee and repayment date before deciding.
Apply online ›Check Cashing
Check cashing in Tehachapi covers payroll, government, personal, cashier's and out-of-state checks as well as insurance drafts. The branch posts its rates and uses the same rate regardless of the check's size.
Learn more ›Western Union
Western Union transfers are available for your sending or receiving needs at West Coast Cash. There is no extra fee for receiving money through this service.
Learn more ›Money Orders
A check cashing or payday advance transaction comes with a free money order. If that combination matches your plans, include the money order in your questions at the Tehachapi branch.
Learn more ›Prepaid Visa Cards
Ask about GreenDot prepaid Visa cards when reviewing the branch's service choices. Discuss the card itself before deciding how it might fit your money-management plans.
Learn more ›Bill Payment
West Coast Cash offers bill payment, including Western Union Quick Collect. Confirm the details needed for the payment you want to make before completing the transaction.
Learn more ›Stamps, Fax & ATM
Fax service and an ATM are available, along with postage stamps sold at cost. These additional services may belong on the same checklist as your main reason for visiting.
Learn more ›Get cash in Tehachapi in 3 steps
- 1
Decide between visiting the Tehachapi counter and using the short secure request form at /apply/. For an in-person advance, prepare valid photo ID, a checkbook and a recent pay stub, with a phone bill as a helpful extra.
- 2
Review the request in minutes and clarify any requirements before proceeding. The branch advance requires verifiable income, a verifiable phone number and an open checking account, with the decision based mainly on ability to repay and income.
- 3
If your branch advance is approved, collect cash at the counter that visit. An approved online request may deliver funds as soon as the next business day after review by lenders in a third-party network.
Payday advance calculator – Tehachapi, CA
| Cash to you | Fee | Your check |
|---|---|---|
| $50.00 | $8.82 | $58.82 |
| $100.00 | $17.65 | $117.65 |
| $150.00 | $26.47 | $176.47 |
| $200.00 | $35.30 | $235.30 |
| $255.00 | $45.00 | $300.00 |
Estimate only. California law allows a fee of up to 15% of the check (max $300 check, $255 cash), a term of up to 31 days and one advance at a time. Your exact fee and APR are in the written agreement. Approval is not guaranteed.
As a Tehachapi planning example, receiving a $200 advance means a $35.30 fee according to the fee table. The calculator illustrates the cost so you can consider repayment before making a request.
Fees & rates at West Coast Cash Tehachapi
| Payroll checks | 1.9% |
| Government checks | 1.9% |
| Personal checks | 5.9% |
| Money orders | 4.9% |
| Insurance drafts | 4.9% |
| Cashier’s checks | 4.9% |
| Plus 99¢ per transaction | |
| Money orders (up to $1,000) | $1.00 each |
| Money orders with a check cashing or payday advance transaction | 2 free |
| ATM (up to $300) | $3.00 |
| Fax | $2.00 per page |
| Stamps | At cost |
| Western Union – receive money | No fee |
| Western Union – send money | Varies by amount and destination |
Published West Coast Cash fee schedule. The current rates are posted at the branch — please confirm before your transaction.
Prepare for a focused Tehachapi Valley visit
A little preparation gives your counter conversation a clear direction. Decide whether you need to receive cash from a check, send money, handle a bill or discuss borrowing. West Coast Cash is a neighborhood financial service center whose 'Fast Friendly Confidential' approach accompanies a range of services, with no membership or sign up fees.
Use your own questions to guide the visit instead of treating every service as part of the same transaction. The full services page can help you identify what you want to discuss. You can then focus on the requirements and charges that apply to that choice.
- For an advance, identify the income that would cover repayment and consider your other expenses.
- For check cashing, review the posted rate before agreeing to the transaction.
- For a money transfer or bill payment, ask which information is needed for your intended task.
The rules behind a Tehachapi deferred deposit transaction
California's Deferred Deposit Transaction Law sets the framework for an in-branch payday advance. The transaction involves writing a personal check, which West Coast Cash holds until your next payday. Its state license was issued by the Department of Business Oversight, the agency now known as the Department of Financial Protection and Innovation.
The check has a $300 ceiling, and the permitted fee is up to 15% of the check amount. That produces a maximum of $255 in cash with a $45 charge. The term may run up to 31 days.
- Only a single payday advance is allowed at any one time.
- Charging to extend or roll over an advance is not permitted for the lender.
- A returned-check charge is limited to a one-time fee of up to $15.
Use the DFPI website for complaints or license lookup information when checking the regulatory details.
Considering a visit from around Tehachapi Valley
The communities listed near the Tehachapi branch include Golden Hills, Bear Valley Springs, Stallion Springs and Cummings Valley. If your search begins with 'loans near me,' first distinguish an in-person payday advance from an online request. They have different review routes and different timing for receiving funds.
Published branch hours are 9:00 a.m. through 7:00 p.m. Monday to Friday, and 9:00 a.m. through 5:00 p.m. Saturday; Sunday is closed, and you should call the branch to confirm hours. Check the locations listing when planning which West Coast Cash branch to visit.
West Coast Cash – Tehachapi · 821 Tucker Rd. Suite F, Tehachapi, CA 93561 · (661) 823-2555 · Get Directions
Consider the next payday before requesting an advance
A cash advance in Tehachapi should be considered alongside its full repayment cost. In the $100 example, you receive $100, pay a $17.65 fee and write a $117.65 check. The APR on that example over 14 days is 460.16%, with shorter terms producing a higher APR.
Think through whether the expense can be postponed or whether money you already have coming in could meet it without borrowing. These questions help you compare choices without assuming another product or payment arrangement will be available. An advance still needs a clear repayment plan even when the requested amount feels small.
- Compare the fee with the amount you expect to have available on payday.
- Consider whether cashing a check already in your possession addresses the immediate need.
- For online options, checking does not affect your credit score, though participating lenders may check credit and verify information.
Need cash in Tehachapi before payday?
Visit 821 Tucker Rd. Suite F or send a short request online.
Questions about West Coast Cash Tehachapi
Do I need a checking account and paperwork for payday loans in Tehachapi, CA?
An open checking account is required for the branch advance, along with a verifiable phone number and verifiable income. Take valid photo ID and a checkbook; a recent pay stub and phone bill are helpful supporting items.
How are credit and approval handled for a Tehachapi advance request?
The branch uses no hard credit check and considers mainly your income and ability to repay; approval isn't guaranteed. Online lenders receive requests through a third-party network and may check credit as well as verify the information supplied.
Is the Tehachapi branch listed as open on Saturdays?
Saturday's listed schedule is 9:00 a.m. to 5:00 p.m.; weekdays are 9:00 a.m. to 7:00 p.m., and Sunday is closed. Call the branch to confirm hours when arranging your visit.
How much cash can a Tehachapi branch payday advance provide?
California's in-branch maximum is $255 cash with a $45 fee, represented by a $300 check. Requesting the maximum does not ensure it will be approved.
Could I keep two payday advances open while visiting Tehachapi?
The California rule is one advance at a time. The lender also cannot charge a fee to extend or roll over the transaction.
Which check types can I ask about cashing in Tehachapi?
West Coast Cash cashes payroll, personal and government checks, insurance drafts, cashier's checks and out-of-state checks. Look at the branch's posted rates to understand the charge before cashing your check.
Other West Coast Cash branches
California Ave, Bakersfield
3631 California Ave. Suite D
Bakersfield, CA 93309
(661) 633-2274
White Lane, SW Bakersfield
7800 White Lane Suite A
Bakersfield, CA 93309
(661) 837-2274
Oswell St, East Bakersfield
2660 Oswell St. Suite 115
Bakersfield, CA 93305
(661) 872-9955
Olive Drive, Oildale
1450 Olive Dr. Suite A
Bakersfield, CA 93308
(661) 410-2274
Taft
814 Center St. Suite A
Taft, CA 93268
(661) 765-7177
Porterville
600 North Prospect St. Suite M
Porterville, CA 93257
(559) 791-2141
Visalia
2016 S. Mooney Blvd. Suite L-8
Visalia, CA 93277
(559) 635-6622
Important information. West Coast Cash is licensed by the California Department of Financial Protection and Innovation (formerly the Department of Business Oversight) under the California Deferred Deposit Transaction Law. In-branch payday advances: maximum check $300, fee up to 15% of the check, term up to 31 days, one advance at a time. Online requests submitted through our Apply Now form are reviewed by lenders in a third-party network; submitting a request does not guarantee approval, and lenders may verify your information and check your credit. Payday advances are expensive short-term credit meant for short-term needs, not long-term financial solutions. Questions or complaints: dfpi.ca.gov.